CURE Auto Insurance offers drivers with good driving records an affordable option; however, customer reviews indicate that its claims department often takes too long to process and settle claims.
Cure auto insurance policies are currently offered in both New Jersey and Pennsylvania, based on driving records without taking into account factors like credit scores or education levels.
Discounts for Good Drivers
CURE Auto Insurance was one of the first providers to create a car insurance company tailored specifically towards drivers with clean records, offering rates that were 7%-29% cheaper than comparable companies for single males, females and married couples in New Jersey.
They do not base their premiums on factors that do not relate directly to how well you drive, such as credit history, income or marital status – something most auto insurers use as risk assessments. This is an enormous difference from their competition: many auto insurers still do this.
Therefore, it’s crucial that you fully comprehend what to expect when selecting Cure as your car insurance provider. They operate as a non-profit which enables them to keep rates affordable while passing along savings directly to customers.
Cure has received generally positive reviews, however some customers have experienced unpleasant interactions with its claims services. According to ValuePenguin, several people have complained that their claims aren’t processed quickly and efficiently by representatives at Cure. People have stated that claims resolution often takes too long due to disorganization within the company itself and slow response time by representatives.
CURE offers various forms of coverage to drivers, including liability coverage in case they cause injury or property damage to another individual; collision coverage protects vehicles against damage due to weather or theft; as well as 24/7 customer service to help with any questions or problems you might encounter.
Discounts for Keeping Your Car Safe
CURE stands out from its competition by not considering credit scores and non-driving factors such as education credentials when setting rates. Instead, its focus lies on drivers’ driving histories; this may have helped it secure a niche position in Michigan where other insurers are reluctant to sell car policies due to low profit margins and stringent regulatory guidelines.
Cure customers generally offer positive reviews regarding its customer service department, noting how helpful and friendly its representatives are. Unfortunately, however, many have encountered difficulty filing claims with Cure, with some reporting lengthy processes for filing them and no mobile app available – you must call its 24-hour customer service line instead to file them.
The company provides various discounts to keep premiums affordable, such as its loyalty discount that increases with time spent with them. You may also qualify for off-street or garage parking discounts as well as savings by having multiple vehicles on one policy. Furthermore, comprehensive and collision coverage holders may earn an additional discount after two years without making a claim!
Cure Car Insurance may offer competitive rates and no credit checks; however, before making your decision to purchase their policy it’s wise to compare its offerings against those from other car insurers as they only underwrite insurance in Michigan, New Jersey and Pennsylvania so may not be available everywhere.
Discounts for Keeping a Clean Record
CURE Auto Insurance is a not-for-profit insurer offering competitive rates to drivers who demonstrate safe behavior, rather than factoring them in according to factors like credit score, homeownership status or education level. According to CURE’s officials, they do this to eliminate discriminatory practices common among insurers.
The company provides customers with several discounts, such as good driver discounts and multi-vehicle discounts. Furthermore, customers who park their vehicle in an enclosed garage or driveway receive an additional discount. Customers can view a comprehensive list of these discounts on its website as well as online bill payment and customer service features.
Reddit reviews reveal that CURE auto insurance policies are both affordable and provide exceptional customer service, according to user comments posted there. Unfortunately, however, many also criticize CURE for charging high rate increases after filing claims and poor communication between agents and policy holders.
CURE doesn’t provide mobile apps, but their website is easy to navigate, offering quick quotes quickly. Quotes can also be saved for later reference and customers can access and modify their policy online – however filing claims requires calling their customer service representative directly.
CURE car insurance policies are only available in Michigan, New Jersey and Pennsylvania and only for drivers with clean driving records and good credit histories. CURE may be worth considering for your car insurance needs in these three states if this company fits. But if not, CURE may not be.
Discounts for Keeping a Clean Garage
If your driving history includes only minor infractions, CURE may offer you an attractive auto insurance quote. Their minimum policy satisfies state insurance requirements and costs significantly less than their standard option; however, due to limited protection provided by minimum coverage you should consider purchasing full coverage coverage instead.
One of the major advantages of choosing CURE as your car insurance provider is their non-profit status. Instead of basing premium costs solely on factors like credit scores or insurance premiums, they take your driving history alone into consideration to create an estimate – perfect for drivers with bad credit who are being discriminated against by other companies.
CURE offers many discounts that make their insurance even more cost-effective, such as good driver discounts of up to 35% off their premium and loyalty, parking and garage discounts if your car is stored off-street or garaged. Plus you may receive additional savings if multiple vehicles are insured through them!
Before making a decision, it is wise to read reviews from past and current customers of any insurance provider. Though some customers have complained of poor customer service or slow claims processing, many others reported positive experiences. It is especially essential to check third-party ratings prior to committing to any insurance provider.